National Enterprise Systems NES Debt Collection Agencies SmithMarco

If you have received a phone call or notice from National Enterprise Systems regarding a debt, contact a knowledgeable New York debt settlement attorney right away. Our legal team at Lebedin Kofman LLP is dedicated to protecting the rights of consumers throughout the state of New York. We have represented clients against a number of abusive or unfair debt collectors with favorable results. We may be able to help you negotiate debt settlement or prepare a solid legal defense on your behalf should your case go to court.

If you were to file bankruptcy, it would remain for ten years, and being served with a default judgment can remain for even longer. Debt collectors often are very aggressive in their collection tactics. Like other debt collection agencies, NES Collections is strictly regulated by The Fair Debt Collection Practices Act. The attorneys in our firm have a total of more than 100 years experience handling consumer lawsuits. We look forward to hearing from you about this or any other consumer legal problem you wish to discuss.

NES was established in 1987 and has rapidly grown to service more than 150 educational institutions as part of its collection portfolio. Many consumers have complained about multiple calls and threats being made that require immediate action. Consumers have filed complaints against National Enterprise Systems for almost every type of violation under the Fair Debt Collection Practices Act. From unauthorized calls to work to unauthorized disclosures, National Enterprise Systems have collected millions of dollars through these tactics.

We’ve helped thousands of people remove errors from their report to get mortgages, auto loans, and so much more. If you’re sued by National Enterprise Systems, you need to respond by filing an Answer. Filing an Answer will protect your rights and save you from garnishment.

Should I Negotiate A Settlement With National Enterprise Systems?

Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. NES is also a debt buyer, meaning that they buy blocks of written-off debt for pennies on the dollar. Most of it’s going to stay uncollectible, but if they can find a certain proportion of customers to pay, they will earn a profit.

• Different states have different statutes and laws in place.
• Based in Solon, Ohio, National Enterprise Systems is licensed to operate as a debt collection agency in all 50 states.
• For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
• If you believe that your rights have been violated, you can do something about it.
• Bloomberg Surveillance Bloomberg Surveillance with Tom Keene, Jonathan Ferro & Lisa Abramowicz live from New York, bringing insight on global markets and the top business stories of the day.
• Removing National Enterprise Systems from your credit report may be possible if any information on the account is incorrect, error’d, or fraudulent, and is not fixed in an appropriate amount of time.

If you are struggling with debt, you are not alone. According to the NY Federal Reserve total household debt as of Quarter Q was $16.91 trillion. Student loan debt was $1.60 trillion and credit card debt was $0.99 trillion. Works an established list of accounts on an automated collections system and/or auto-dialer. Please contact us if National Enterprise Systems is attempting to collect money from you.

National Enterprise Systems: How to deal with a collection call

National Enterprise Systems makes a profit from the money it recovers from consumers, which means it often charges late fees or adds extra charges to the original debt amount. While the SOL can affect the chance of a creditor winning a lawsuit, it does not prevent the debt collection agency from trying to get you to pay. Determining the actual SOL for your debt can be tricky.

As a result of the lawsuit, National Enterprise Systems agreed to pay the state of West Virginia $75,000, some of which was used to refund the fees paid. Our attorneys are experienced at protecting consumers against debt collection agencies. We will help you ascertain the validity of the claim against you and work with you to make a debt management plan.

Complaints and lawsuits about National Enterprise Systems

Like most collection agencies, NES has many complaints registered in the BBB and the Consumer Finance Protection Bureau . The CFPB has complaints about trying to collect a debt that the consumer didn’t owe, harassment and impersonating an attorney, law enforcement, or government official. However, collection agencies like NES typically buy collection accounts for 1 to 10 cents on the dollar. They will contact you, hoping to negotiate a settlement. That telephonic or electronic payments are Defendant’s preferred methods of payment or that, in contrast with past payment practice , payments should be made through Defendant’s 800 number or website. Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation.

National Enterprise Systems is governed by the Fair Debt Collection Practices Act and the Fair Credit Reporting Act . While these acts seem very complicated, they provide a great deal of power to you if you know how to use it. Settling your debt with National Enterprise Systems may help your score, but it may also hurt your score. You may also not have to pay at all, and if any issues with the account exist you may have it removed all together .

What Is National Enterprise Systems Phone Number?

Make sure that you analyze your situation and find the best debt payoff solutions to match your situation.

My dad and I received a letter from NES and we don’t owe anything to anyone. Most of my debt is in Chpt 13 so I should not be receiving any collection letters for anything. They did not even give information on what the debt is for, how acquired or to who we owe. They just say answer/pay amount in 30 days or they are going to move forward with a judgement. We are sending letter back stating that we don’t owe this debt and to provide us with documentation of debt. Plus, I will be sending a copy to my Chpt 13 attorney to see if he can do anything about it.

Who does National Enterprise Systems collect for?

You make one low monthly payment and will never get an unexpected bill. Sort through our frequently asked questions to learn more about your debt and our debt relief program. While many households can comfortably pay off their debt, it is clear that many people are struggling with debt.

ATTORNEYS LOCATED NATIONWIDE

Furthermore, it is important to note that the inclusion of a financial company or professional on Wallet Hub does not necessarily indicate their involvement with the site or control over the information that we display. enterprise software a definition Information is displayed first and foremost for the benefit of consumers. Because the Court has concluded that Plaintiff has stated a claim under § 1692f of the FDCPA, Plaintiff has also stated a claim under § 1692e.

If you’ve received a letter or a phone call—at home or at work—from NES, you immediately need to ask the agency to validate your debt. According to the Fair Debt Collection Practices Act, or FDCPA, you are entitled to confirm your debt before taking any further action. The FDCPA was created to protect consumers from harassment and unfair treatment. At McCarthy Law, our attorneys are well-versed in the rules outlined in the act, and can empower you by educating you about your rights while offering protection from relentless collectors. According to the law, the debt collection agency is obligated to validate the debt. If you don’t receive proper validation, then send a notice of insufficient validations.

What Should I Do if Contacted by NES?

However, even in “crafting a norm that protects the naive and the credulous,” courts must “carefully preserve the concept of reasonableness.” Id. Of course, the FDCPA does not provide relief for claims that are based on “bizarre or idiosyncratic interpretations of collection notices.” Cloman, 988 F.2d at 1320. SmithMarco, P.C., is a private law firm with its focus on consumer rights. Since 2005, SmithMarco, P.C., has handled various consumer rights matters including fraudulent transactions, debt collector harassment protection, and credit report inaccuracy problems.

Defendant’s motion to dismiss the Complaint (Docket No. 10) is DENIED. This matter is respectfully referred to the assigned magistrate judge, the Honorable Viktor V. Pohorelsky, for supervision of pretrial matters. Before the Court is Defendant’s motion to dismiss the Complaint pursuant to Rule 12 of the Federal Rules of Civil Procedure. For the reasons set forth below, Defendant’s motion is DENIED. Bloomberg Surveillance Bloomberg Surveillance with Tom Keene, Jonathan Ferro & Lisa Abramowicz live from New York, bringing insight on global markets and the top business stories of the day.

If you’re receiving calls and letters from National Enterprise Systems, Inc., they’re probably contacting you about credit card debt, personal loans, or other past-due bills. National Enterprise Systems, Inc. is a legitimate debt collections agency. It collects on on behalf of 150 schools, as well as state governments and the financial, retail, and telecommunications sectors. West Virginia fined NES $75,000 for unlawfully adding debt collection fees to school tuition debts. If you are unable to beat National Enterprise Systems in court, then you might as well attempt to remove them from your credit report. Remember, not paying a debt will typically stay on your credit report for seven years from the delinquency date.